Dawn Padilla Puno From Bilkish Company

By Joseph Aquino: There are various complaints about Dawn Padilla Puno, a Filipino collector, who worked from the Bilkish company by a Filipino nurse named Ivan who worked in one of the government hospitals in the State of Kuwait. 

According to the report, this Bilkish collector is using her resources to contact Mr. Ivan, harassing him and threatening his family that he should pay his remaining debt in the Middle East if not she might call a local police to force him to settle his debt. 

Ivan said that this collector is using Burgan or National Bank in Kuwait to intimidate people in the area. 

There are many illegal activities from this Bilkish Company founded in Mumbai. They used their connections to harass people and most often they used verbal abuse to let people pay their debts when in fact the said bank in the Middle East had no longer interest to go for the loans of these people.

Others thought that this is a scam, intimidating and pressuring people to pay their remaining debts. There was already an instance in India that one person committed suicide because of the collector who called and pressured him to pay. If this is the case, you can report this to the authority because no one has the right to violate this Philippine Law under RA. 8464.

Section 9. Prohibited Acts-

(I) disclosing any information imprinted on the access device, such as, but not limited to, the account number or address of the device holder, without the latter's authority or permission.

(J) obtaining money or anything of value through the use of an access device, with intent to defraud or with intent to gain and fleeing thereafter

Any cop who participated in this illegal activity can be sued for extortion. Thus, respect to the individual is needed since the law outside of this jurisdiction can't be applied and is different. 

Aside from the complaints of Mr. Ivan, there are several reports to the authorities about this Bilkish Company disrespecting people. Here are the testimonials of the people who complained about this company. 

Sometimes, there is a signed treaty that the bank cannot disclosed any personal information regarding confidential matters including the personal information and address of the client, especially to those unauthorized company or individual. There is no way foreign banks can persecute people living in India and Philippines. This is clearly against the jurisdiction and law of the host country.

if you experience severe harassment and you know your rights, please approach to any local authority and report the case.